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Specialized Loan Options
Whether you're buying your first home or exploring new options, there are home loan programs to help you reach your goals.
From conventional and FHA loans to VA, renovation, physician, and down payment assistance options - we're here to help find the best fit for you!
We are a mortgage company and are not affiliated with or endorsed by any government agency
The Basics: Loan Programs
Explore specialized mortgage solutions tailored to your unique financial needs and goals.
Physician/MD Loans
- Excluded student debt from DTI
- 100% financing available
- No Private Mortgage Insurance (PMI)
- Designated for MDs, DOs, and DDS professionals
VA Loan Programs
- $0 down payment required
- No monthly PMI premiums
- Low interest rates for veterans
- Flexible credit score requirements
Down Payment Assistance
- NC Home Advantage Mortgage™ (3% DPA)
- Community Partners Loan Pool (up to $50k)
- chenoa Fund DPA (3.5% assistance)
- NC 1st Home Advantage ($15,000 DPA)
Renovation Options
- FHA 203(k) Limited & Standard
- Fannie Mae HomeStyle Renovation
- Purchase and renovate with one loan
- Improve home value upon closing
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